After completing EverFi's financial literacy courses, students are more knowledgeable and better prepared to manage their financial futures

In the 2015-2016 school year, EverFi reached


K-12 schools






states (and Washington DC and Canada)

Through the courses EverFi - Financial Literacy™ and Vault - Understanding Money™



increase in knowledge about Savings


more students are prepared to decide how much to save and spend



increase in knowledge about Banking


more students are prepared to set up bank accounts of their own

Payment Types


increase in knowledge about Payment Types


more students are prepared to choose between different forms of payment

"I loved all the interactive activities and visuals present within the course. I also appreciated the fact that you put a ‘How to Plan and Pay for College’ section in the course. It was really helpful."

EverFi and our sponsors are committed to reaching students in underserved communities with impactful financial education. During the 2015-2016 school year, 297,525 students in more than 3,884 low- to moderate-income schools* participated in EverFi Financial Literacy and Vault -- Understanding Money. The number of students from LMI schools who report that they are prepared to take on financial tasks increased by 44% after taking the EverFi Financial Literacy course, with particular improvement in the critical areas of Credit Scores and Financing Higher Education.

* EverFi defines low- to moderate-income schools as those with 51% or more of students eligible for free- or reduced-lunch programs, based on data from the National Center for Education Statistics (NCES).

Credit Scores


increase in knowledge about credit scores


more students are prepared to protect their credit scores

Financing Higher Education


increase in knowledge about Financing Higher Education


more students are prepared to choose a method to pay for college

Renting v. Owning


increase in knowledge about Renting vs. Owning


more students are prepared to choose whether to rent or buy

"The course gave me a better understanding of managing money and how I should pay for things in the near future."

Starting students on the habit of budgeting and saving can have a critical influence on their financial stability as they head toward adulthood. Students who understand budgeting and feel prepared to decide how much to save and how much to spend are 28% more likely to plan and follow a budget. After taking the EverFi Financial Literacy course, students report feeling more prepared, and are 14% more likely to plan and follow a budget.

Insurance and Taxes


increase in knowledge about Insurance and Taxes

Consumer Protection


increase in knowledge about Consumer Protection



increase in knowledge about Investing

"The course enabled me to spark a conversation with my parents about my budget and money practices for the future."

Just 17 states require that personal finance courses be offered to high school students, but all students need access to these courses to increase their chances of a stable financial future. And students agree! Three quarters of students who took EverFi Financial Literacy agree that financial education helps them make better choices about their money, and that all students should receive financial education in school. Half of teens also agree that their parents should take a financial education course, and EverFi’s research shows that students who talk to their parents about finances have healthier financial attitudes and behaviors.

Reaching a diverse population of students:

Gender Race & Ethnicity Parents' Education
  • Female
  • Male
  • Black / African-American
  • White / Caucasian
  • Hispanic / Latino
  • Asian / Pacific Islander
  • Native American Indian / Native Alaskan
  • Other
  • Some High School
  • High School Graduate / GED
  • Technical School Graduate
  • Some College
  • College Graduate
  • Graduate Degree

"I like that I am getting taught something that my parents did not take the time to sit down with me and talk about."

For teens, learning about money and finance is a social activity. Outside of school, discussions with parents or guardians are the primary source of financial information for the majority of teens. One in five teens also report discussing money with their friends. Receiving financial education through a job, or from a bank or credit union is less common (16% and 15% of teens learn about finances these ways respectively). Community-based programs at an after school program, religious or community center, or library is least common, each reaching less than 7.5% of teens surveyed.

Thanks to our sponsors,
students across the country are better educated and prepared to make informed decisions about:



Payment Types

Credit Scores

Financing Higher Education

Renting v. Owning

Insurance and Taxes

Consumer Protection